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Best-Rated on Google

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Free 3D Bathroom Design

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30+ Years Experience

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Payment Plans Offered

Explore Your Funding Options for Disability Bathroom Grants and Adaptations

Applying is quick, there's no obligation, and the process is simple.

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AgeCare Equity Release Vs. Disability Bathroom Grants

AgeCare Equity Release

Easily release some of your property's value to fund your bathroom adaptations.

Disability Bathroom Grants

Disability bathroom grants can be accessed through your local council, but eligibility is strict.

How Does Equity Release Work?

Quick access to funds, tailored to your needs.

What is equity release & what are the benefits?

Equity release lets homeowners aged 55+ access tax-free cash as a lump sum or regular income, with no obligation to make monthly repayments. The process is not based on affordability, allowing you to stay in your home while financing adaptations, including new AgeCare Mobility Bathrooms—an alternative to Disability Bathroom Grants.

Similar to your normal mortgage...

Equity release is similar to a typical mortgage. The lender secures a charge on the property based on its value, with the amount you can borrow linked to age, health, and lifestyle. There are no interest payments during your lifetime, and the mortgage concludes when you pass away or move into long-term care. This frees funds for essential bathroom adaptations, bypassing the limitations of Disabled Facilities Grants.

Direct access, full control

With AgeCare Equity Release, the process is straightforward. You manage everything directly with us and our partners, avoiding the delays and restrictions often tied to Disability Bathroom Grants. Get started sooner with a bathroom designed to meet your exact needs.

Is equity release right for me?

You'll never owe more than your property's worth, but equity release might impact your means-tested state benefits. No additional loans can be taken against the home, and interest compounds over time. All set-up costs are covered after release, so you can concentrate on your new bathroom adaptations instead of dealing with Disabled Facility Grants.

Disabled Facilities Grants: How Do They Work?

A lengthy process, but helpful if you're eligible.

What is a Disabled Facilities Grant and What are the Benefits?

Eligible individuals can access a Disabled Facilities Grant if they need home modifications for disabilities. These grants won't impact any benefits you receive, but you may have to contribute towards the costs based on your income. Grants can go up to £30,000, with a charge placed on your property. If you move within 10 years, repayment is required. For many, Disability Bathroom Grants are a practical solution for necessary home adaptations.

The Grant & The Contractors

Payments are issued once you and the council approve the completed work. This can conflict with how private trades operate, as they often require deposits or set payment terms. Councils typically use pre-approved contractors, limiting your choice when accessing Disabled Facility Grants.

Eligibility

To qualify for a grant, a disabled person must live in the house during the grant term. An occupational therapist’s assessment and means test are standard, with the grant amount based on household income and savings over £6,000. You might need to pay towards the modifications depending on your financial situation. For those who are eligible, Disabled Facilities Grants provide vital support for bathroom adaptations.

The Bathroom & Lead Time

Bathroom options are frequently limited due to council regulations on permissible installations. Lead times from application to final installation can span 1 to 2 years, depending on your location, making Disabled Bathroom Grants a slower, but often necessary, route.

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Take Your First Step Towards Your Dream Bathroom.

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